10 Tips To Get The Right Caravan Insurance Cover

default 10 Tips To Get The Right Caravan Insurance Cover

There are many caravan insurance policies available on the market, but how do you get the right cover?

Check out our top tips below:

    1. Get The Right Cover For Your Caravan
    Sounds obvious, right? But nonetheless it’s worth ensuring that your caravan is insured appropriately. Make sure that you’ve accurately stated the replacement value of the caravan and also mention any specific requirements to make sure your caravan is fully covered; otherwise you could find yourself severely out of pocket if the worst happens.

    2. Consider A ‘Replace As New’ Policy
    Does your policy offer a ‘Replace as New’ option, whereby a new or similar caravan will be provided in the event that your caravan is stolen or written off? It is worth finding out if your caravan qualifies for this option. The premium is a little more expensive, but may be worth considering.

    3. Contents Cover
    Check to see that the contents that you own inside the caravan are covered. Also stipulate any items that may be excluded in the policy, such as personal cash or credit cards.

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    4. Check the Small Print
    Read the policy terms and conditions that are provided by the company. Ensure that you understand the conditions that apply to your particular policy. Failure to comply with the conditions may result in your policy being voided.

    5. Usage
    Where do you take your caravan? UK only? Or abroad? However and whenever you use your caravan, make sure you’re covered. If you plan on taking your caravan abroad, you may find that your existing policy will cover you for a set number of days, however if you plan to be away for longer tell your insurance company and make sure that you’ve got the right insurance cover.

    6. Breakdown Cover
    If something happens to your caravan while you are touring which renders it unusable, does your insurance cover you for breakdowns? It can be extremely expensive if not! Ideally you want a policy which offers alternative accommodation or an alternative caravan. You’ll also need to check coverage outside the UK if you plan to take your caravan abroad - will they repatriate the caravan to the UK and is there any cover for the towing vehicle?

    7. Liability Cover
    Check to see that you have adequate liability cover and find out if legal fees are also included in the policy.

     10 Tips To Get The Right Caravan Insurance Cover8. Security
    In the terms and conditions, double check the security policy to find out what level of security is required. There is usually a minimum level of security required for caravans, such as a hitch lock or a wheel clamp, and when they must be applied. You may also find that some insurers offer discounts for additional security features such as alarms or tracking devices.

    9. Ask Questions
    Don’t be afraid to ask your insurance provider questions to ensure that you understand what your caravan insurance policy covers. Also, disclose all details about your caravan, even if they seem minor to you, as they may affect your policy.

    10. Shop Around
    Compare the different caravan insurance policies on offer and see which ones suit your caravanning needs best. If you are comparing prices, remember to check that you really are comparing like for like. We all like to save money, but the cheapest policy isn’t always going to be the best option, particularly if you’re not going to get the same level of cover.

Lifesure Group is a leading UK provider of Caravan Insurance for caravan owners. Visit www.lifesure.co.uk today for more information related to vehicle insurance products.

Article Source: http://www.articlesbase.com/insurance-articles/10-tips-to-get-the-right-caravan-insurance-cover-1063293.html

Author: Hannah Smith

About the Author:

Lifesure Group is a leading UK provider of Caravan Insurance for caravan owners. Visit www.lifesure.co.uk today for more information related to vehicle insurance products.

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default Top Places to Visit in the UK With Your Motorhome

It may have been cold the last few months and you may still be waking up to frost on your motorhome window, but summer will soon be here, so it's a good time to look ahead, get out the road maps and plan your next trip in your motorhome.

South East England

If you plan to spend your holiday in the south east of England, you won't be disappointed. Famous for its magnificent parks and gardens there's something for every horticulturalist out there.

The south east also played a huge role in our military history and you can experience this for yourself by taking a tour around Dover Castle and the Secret Wartime Tunnels where Churchill and Vice Admiral Ramsey masterminded the Dunkirk evacuation.

Pitch your motorhome at Hawthorn Farm, Station Road, Martin Hill, Dover.

Central England

The central part of England can often feel like just a network of roads and motorways, however, there are some great places to stop with your motorhome and take in some culture.

There's Stratford-upon-Avon, with it's busy market town, and, of course, the home of William Shakespeare. There's also the stunning scenery of the Cotswolds, not to mention the Black Country with its modern architecture right alongside the old Victorian villages.

While you're there, why not visit Coventry Transport Museum and see the world's largest collection of British Road Transport. It's home to some fantastic vehicles including land speed record cars!

Pitch your motorhome at Dodwell Park, Evesham Road, Stratford-upon-Avon, Warwickshire.

202px Blackpool climbing towers Top Places to Visit in the UK With Your MotorhomeNorth West England

Taking a trip 'up north'? With the stunning scenery of the Pennines and the Lake District, there's something for everyone - from long walks up in the hills, to good food in one of the many cosy pubs and restaurants.

If you're taking the children with you and they're getting bored of the beautiful scenery and walking in the countryside, a great place for them is Blackpool Pleasure Beach. They'll have hours of fun on the rides and the amusements, hopefully give you peace and quiet for the rest of the day!

Pitch your motorhome at Windy Harbour Holiday Park, Little Singleton, Blackpool.

Scotland

If your travel plans take you over the border into Scotland, you'll be spoilt for choice with the many destinations and attractions that the country has to offer.

Visit the Tweed Valley which boasts picturesque countryside and quaint towns and villages. If history's your thing then there's plenty of ruined abbey's dating back to the 12th Century at Melrose, Jedburgh, Kelso and Dryburgh.

Pitch your motorhome at Crossburn Caravan Park, Edinburgh Road, Peebles, Scottish Borders.

Whatever your destination, don't forget to give your motorhome the once over before setting off on any long journeys.

By H Robinson

Caravan Guard specialise in motorhome insurance in the UK. For more ideas for places to visit with your motorhome visit our website and sign up to receive articles by email. For all your motorhome insurance needs visit http://www.caravanguard.co.uk

Article Source: http://EzineArticles.com/?expert=H_Robinson
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