@classiccarinsur [Compare Caravan Insurance at www.caravaninsurance.info posted January 18th 2010 at 9 from TwitVid - twitvid.com
www.moneyextra.com Caravan insurance is now needed more than ever due to the critically low salt levels Because of the icy conditions on the road it is making it more likely for accidents to happen.
@classiccarinsur [Compare Caravan Insurance at www.caravaninsurance.info posted January 18th 2010 at 9 from TwitVid - twitvid.com
Video Rating: 0 / 5
@classiccarinsur [Compare Caravan Insurance at www.caravaninsurance.info posted January 18th 2010 at 9 from TwitVid - twitvid.com
Video Rating: 0 / 5
www.hodgsoninsurance.co.uk For the very first time The Caravan and Motorhome Show has been held this weekend (26th and 27th January) at Westpoint in Exeter. The Caravan and Motorhome Show featured all the latest motorhomes and caravans from many dealers as well as other caravan and motorhome related stands. Motorhomes on display ranged from the small to the large and all the latest 2008 caravans were on show. For a great insurance quote for your caravan go to the UK's top caravan insurers for over 30 years GJTHodgson Insurance Brokers for best cover and rates.Caravan insurance.
@classiccarinsur [Compare Caravan Insurance at www.caravaninsurance.info posted January 18th 2010 at 9 from TwitVid - twitvid.com
Video Rating: 0 / 5
Article by Roger Jones
There are two things people may mean when they refer to UK caravan insurance:
caravan insurance that is purchasable in the UK (and which is, therefore, governed by UK law);
caravan insurance that is only applicable in the UK.
Caravan insurance applicable in the UK
If you have an insurance policy that provides only UK caravan insurance, then that may mean that if you have a mobile caravan (typically a touring caravan or motorhome), you will be unable to take it outside of UK national borders.
In such a situation, you may be able to purchase additional insurance that will allow you to use your caravan outside of the UK for a specified period and possibly only in specified countries.
Alternatively, some caravan insurance policies automatically provide continental cover though the nature of that cover may vary from one policy to another and it may be advisable to carefully check the detail.
Note that sometimes, some policies may specify UK mainland meaning that UK offshore islands and Northern Ireland may be excluded. This might even be an issue in theory with Anglesey which is bridge connected but geographically an offshore island.
Such nuances may be unusual but they are well worth looking at in advance with any policy that is restricted to UK only.
General UK caravan insurance
General caravan insurance cover sold in the UK, is typically aimed at specific types of caravan.
The classic categories typically used by insurance providers are:
touring caravans; static caravans; motorhomes; trailer tents; park homes.
At times, some caravans may be hybrids that are not easily categorised as per the above (e.g. a small motorhome that has a separately-attached articulated and towed accommodation module) - in such cases you may need the advice of an insurance provider to understand what category it comes into.
Cover is typically available for the caravan/vehicle, its contents and possibly third-party liability.
Some policies may offer cover for external fitments such as awnings.
All insurance typically carries terms and conditions and that will also apply to caravan insurance.
For example, you may find that some policies may not cover the fridge contents of touring caravans and policies providing motorhome insurance may explicitly exclude using the vehicle for commuting.
These terms and conditions form the basis of the contract (i.e. the policy) between you and the insurance provider. They may have a significant effect on your ability to make a claim and as a result, it makes sense to make sure that you have read them carefully before you decide to purchase a policy.
UK caravan insurance is something that can provide you with the confidence to really enjoy your caravan, safe in the knowledge that your investment is protected.
About the Author
Roger is the Editor of the UK's first Caravan insurance comparison website, http://www.caravanquoter.co.uk. Our easy to use site allows you to get multiple quotes from specialist brokers for static caravan insurance
Article by Carl
All prospective or current static caravan owners should definitely be looking to get their static caravan insurance online. It is very important that caravanners buy an insurance policy that suitably protects them. This is where the internet comes into its own, by providing a load of valuable information that can help ensure you choose the right policy.
Many caravan insurance companies have an online presence, which provides you with a broad range to select from. The companies sites have loads of useful documents and information which will explain what their policies provide. The beauty of such a great resource is that it is easy for caravan owners to compare companies with each other. Like most things in life there are good insurance policies and bad insurance policies, and cheapest doesn't necessarily equate to best, and can often mean unsuitable.
When it comes to insuring a static caravan it should be borne in mind that they are subject to some different risks than touring caravans, and as a result require slightly different policy elements. Static caravans are often left unoccupied for some lengthy spells which make them prone to being burgled. Also as static caravans can be rented out, loss of income and liability cover may also be a factor when covering the caravan. It should also be considered that if you do rent out a static caravan out and it becomes uninhabitable there is a duty to provide the tenants with other accommodation. Winter also provides a potential threat for static caravan owners as when they are empty they can be susceptible to suffering burst water pipes. It is these kinds of things that should be considered when evaluating a policy.
The key to finding the right insurance is to ensure are realistic about what, and for how much, you need to insure. You are then able to make sure a policy is right for you using the information available on the web to compare what is available. You should also be looking to save money by getting several quotes from some of the many available online insurers.
Caravan owners can be extra sure they are properly insuring their caravan and protecting their wallets by combining a little thought and effort with some common sense, and using this alongside the wealth of information available on the internet. It is these things combined that create the real power of purchasing your static caravan insurance online.
For the very best in online static caravan insurance, pay a visit to www.caravan-insurance-cover.co.uk.
About the Author
Caravan Crazy Carl is here to give the world the best of caravans.
www.moneyextra.com caravan insurance providers warn against servicing cutbacks the AA says motorists cutting back on servicing are prone to winter breakdowns biggest risk to caravans being a frozen engine.
Video Rating: 0 / 5
www.insurance-cover.net - Caravan Insurance - Make sure your caravan is covered with us now
Article by Tom Jones
Many people in the UK who go out and purchase a caravan don't for a minute stop to consider whether or not they're even permitted to tow a caravan on their existing license, and it's only when they get stopped by the police that they discover they've just broken the law.
If you passed your driving test prior to 1997 then you're automatically entitled to tow a caravan, but if you sat your test after 1997, you may not be allowed to tow a caravan. This will however depend on what type of vehicle you'll be using, and also the weight of the caravan. As such, it pays to verify this before you head out onto the roads, because if you're involved in an accident, your insurance company isn't going to settle any claims if it can be proven you were towing your caravan illegally.
Once you know you are entitled to tow your caravan, you'll doubt want to insure it as well. The great news is, most insurance companies offer what's known as a comprehensive group policy. Basically, this sort of policy covers your vehicle and your caravan, thus meaning it's not necessary for you to take out two individual policies. Interestingly enough, the demand for caravan insurance is higher than it's ever been, but of course this is hardly surprising given the amount of money many people pay for their caravan.
If you're insuring a touring caravan, you'll obviously want to know you're fully covered against things such as a collision. You'll also want to know that your insurance company will replace your caravan should you be unfortunate enough to have it stolen. Most people who own caravans nowadays furnish them to the same standards as their home, so of course you'll need to make sure all the contents are also covered in your policy.
Accidents and Weather Damage:Irrespective of whether you own a touring caravan or whether you own a static caravan, both can be severely damaged by the weather, and as such, you'll need insurance which recognises this. Many static caravans have been damaged because of nearby trees being uprooted in strong winds, and because this type of damage is usually extensive, repairs are not always possible. Once again, your insurance policy needs to cover all eventualities.
Caravan Theft:Many people who own static caravans believe their caravan is in no danger of being stolen. Admittedly, a touring caravan is more like to be stolen than a static van, but that still doesn't mean static caravans never go missing. The number of caravans, static and touring, that go missing in the UK each year has been increasing year on year.
For this reason, caravan owners need to take whatever steps are necessary in or to minimise the chances of this happening to them. This increase in thefts has also resulted in insurances charging more for caravan insurance, but at the same time, most providers are willing to offer substantial discounts to those who have gone the extra mile to deter thieves. Wheel clamps, hitch locks, alarms, tracking devices, and security lighting are all things which the insurance companies look for when you apply for cover. The more difficult it is to steel your caravan, the less you'll pay for cover.
If you only use you caravan once or twice a year, you should also consider limited mileage cover as this in itself can save you quite a bit of money. There are many things you can do in order to keep the cost of cover down, but to be perfectly honest, it all starts by doing some research beforehand. If you're willing to invest a few hours of your time to do research, you'll almost certainly find affordable caravan insurance cover.
About the Author
If you're looking for a quote on caravan insurance visit Safeguard UK.
Find More Caravan Insurance Articles
www.caravan-insurance-quote.co.uk - Graet Caravan Insurance
At www.caravaninsurance.info you can compare quotes for the best rates and covers for UK static caravan insurance, park home insurance and mobile home insurance
Bad Behavior has blocked 41 access attempts in the last 7 days.
